Foundation Portfolio | Inverika Capital

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Prosper Layer

Portfolio One

Foundation

Portfolio.

Permanent. Goal-linked. Built to compound for decades without interruption.

What it is

A permanent portfolio

for specific life goals.

Every rupee invested here has a destination: retirement, education, a home, financial independence, and the milestones that cannot be missed.

The Foundation Portfolio is allocated across three buckets using the AAA Framework: Anchor for stability, Accelerator for compounding, and Alpha for amplification. Each bucket plays a defined role.

The Inverika View

Build it once.

Let time do the work.

You build the Foundation once. The market builds your wealth for as long as you let it.

Permanent - designed to run for 15, 25, and 30+ years without interruption.

Goal-linked - every allocation maps to a specific life goal with a defined target corpus.

Structured - built on the AAA Framework, never assembled by chasing recent returns.

Disciplined - never timed, never thematic, never redeemed for short-term ideas.

How it operates

Operating rules

that stay rigid.

The rigidity is the point. The Foundation Portfolio's superpower is what it cannot be used for.

Monthly SIPs flow into AAA-aligned funds regardless of where the market is. No timing. No pausing.
Quarterly check-ins track progress against your goals, not against market benchmarks.
Annual rebalancing happens when any bucket drifts meaningfully from its intended weight.
Step-ups are added each year as income grows so the plan keeps pace with life.
Goal-linked de-risking starts as each milestone approaches.
This portfolio is never redeemed for thematic opportunities or short-term views.

This is not a portfolio that needs to feel exciting. It needs to be there in twenty years.

What it funds

The goals that

cannot be missed.

Each goal gets a dedicated allocation, and each allocation is tracked against its target.

Retirement and long post-work income planning.
Children's education, domestic or international.
Home purchase and other major life assets.
Financial independence and optionality later in life.
Large life transitions such as sabbaticals, eldercare, or a business start.

As goals approach, the corresponding allocation systematically de-risks. The architecture handles that transition without requiring market views or in-the-moment decisions.

The discipline

The Foundation's real strength

is what it cannot fund.

It cannot be repositioned because of a market view. It cannot be mixed with surplus capital meant for the Opportunity Portfolio.

The wall between Foundation and Opportunity is one of the most important rules in the entire system. It is what allows long-term conviction.

The Foundation can compound for thirty years because it never gets touched by an idea.

Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.

Build your Foundation with us.

We'll map your goals, assess where you are across the 3P System, and present a personalised Foundation Portfolio aligned to your timeline.

Schedule a Free Consultation

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